Savvier Shopping Made Simple
If you want to save money, but you simply can’t stop buying stuff, or you enjoy the occasional treat now and again, there’s no need to worry because you don’t need to give up on shopping altogether – you just need to be a little savvier about the way you do it.
Luckily, being a savvy shopper really isn’t as difficult as you might think. Just check out these very easy things you can do to save some cash and spend smarter:
Say No to Sales
Most people cannot resist a sale. They look upon sales as a way to save money, when actually, most of the time it is anything but. Unless you were actually in need of that sale item and you were going to buy it anyway, you’ve basically been tricked into spending money that you did not need to spend. Not only that, but often the stuff we buy in sales, we never use, so unless there happens to be a sale on something you do need, avoid them – they aren’t really offering you a bargain.
Plan Your Purchases
That being said, if you do happen to need something expensive, then planning your purchase so that it coincides with the time of year when the kind of companies you’ll need to buy from do have sales, is a great idea. For example, home decor stores tend to have sales in spring when people are doing more ‘spring cleaning and renovating their homes. By holding out, you could make huge savings.
Say Yes to (Some) Credit Cards
You might think that using credit cards is the opposite of being a savvy money-saving shopper, but that’s only the case if you use any old credit card. If you use one of these credit cards which offer cashback, air miles and other rewards, then you will be one of the smartest shoppers around IF you pay your balance in full by the end of the month. I mean, if you get cashback on everything you buy, that’s basically a permanent discount, right?
Become a Coupon and Code Collector
Thanks to the internet, it has never been easier to bag a bargain and get a discount by using codes. Codes and coupons can be found on dedicated retail code websites, within company newsletters and social media. So, check as many platforms as you can before you buy anything online and make a note of any codes for companies that you may buy from in the near future because they may still be valid when you buy.
Visit the Grocery Store Later
The later you can visit the grocery store, the more likely you are to benefit from reduced products that you can then freeze until you’re ready to eat them. If you can work out exactly when your local store starts discounting perishable goods, then that’s even better, and you will bag more than a few bargains.
Beat the Urge to Splurge
Of course, not buying stuff at all is the best way to save money, You can build up your resistance against products by putting everything you want to buy on a list then waiting for 30 days before you buy. Most of the time, the urge to splurge will have left you.
How do you shop smarter?